Key Benefits:
See the copyright notice Conditions of use .
In accordance with the decision of the Parliament:
Subject to this law, a financial written undertaking may be attached to the register kept in the register by the Transport Safety Agency: (22.12.2009)
1) truck and bus;
(2) trailer approved for the lorry; and
3) a special car, a tractor, an engine machine and an engine-driven device.
As regards the car, the other items referred to in paragraph 1 shall also apply.
There must be no confirmation of the attachment to more than one vehicle as collateral.
A car which is registered in a car register or may be labelled and trailer marked or labelled in a trailer register shall not be pledged as a cash deposit.
An application may be made by the owner of the car or by the person to whom the commitment is to be fulfilled. The application shall be made in writing and shall be accompanied by a commitment document on the basis of which the mortgage is requested, and, unless the application consent is indicated, the consent form.
The matter is dealt with by the Transport Safety Agency. (22.12.2009)
The attachment is confirmed by listing it in the register.
No fixing shall be made unless the person who has given his consent is registered as the owner of the vehicle.
The attachment shall not be fixed to the vehicle which is the property of the trader whose assets have been fixed or applied for. In addition, the attachment must not be fixed to a car that has been foreclosed or is part of a bankruptcy. Contrary to the ban, the fixed mortgage is ineffective. (24.8.1984, P.
The mortgage established under this law provides a lien on the car and its needs, as well as the compensation which the owner is entitled to receive due to the damage suffered by the vehicle under insurance or otherwise.
This lien has the same privilege as a cash deposit. However, the fact that a car has the right to arrest it as collateral is, however, the first right to receive a claim. (30.12.1992/1583)
Paragraph 3 has been repealed by L 24.8.1984/635 .
The mortgage is valid for 10 years from the date on which it was established.
The attachment shall be renewed within a period of 10 years from the date on which it has been established, at the risk of otherwise lapsing. When the mortgage is requested to be renewed, the Transport Safety Agency shall be shown the original commitment book. (22.12.2009)
If the book of commitments has disappeared, it is necessary to comply with what is laid down in such a case as to renew the mortgage fixed in immovable property.
If the commitment book for which the fixed mortgage is valid has become possession of the vehicle owner, he may re-issue the book of commitments as the right of the mortgage is maintained.
Who wishes to be fully or partially extinguisher by virtue of the fact that the commitment has been fulfilled or otherwise ceased to be valid, or that the applicant is otherwise entitled to impose a commitment, is obliged to present the original A commitment book to the Transport Safety Agency, which may kill the mortgage by marking the death certificate.
In the case of a desire to change the prefix of mortgages, a method shall be applied where the death penalty is provided for.
If the holder of the attachment after the car has been transferred to the new owner shall, without the consent of the giver of the undertaking, have either totally or partially waived the attachment or allowed it to deteriorate or allow it to deteriorate its privileges, and As a consequence, the undertaking's content may be obtained from the car, not the person who is responsible for the undertaking, nor the owner of the car, who has taken up the debt, but has subsequently disposed of the car.
If the condition of the fixed car deteriorates in such a way that the security of the holder of the mortgage is reduced significantly, the holder of the mortgage is entitled to a claim on his claim, even though it is not yet due.
The matters relating to the attachment shall be immediately referred to and resolved in the order in which they have been submitted to the Transport Safety Agency and shall be dealt with at the end of the day of arrival.
If a case is submitted to the Traffic Safety Agency before another case concerning the same car has been confirmed, applications shall be processed and resolved as if they were submitted at the same time.
Minutes shall be drawn up which shall indicate the date of the proceedings, the name of the applicant and, briefly, what has happened.
The Protocol shall not be issued to the applicant unless he has requested it.
The register shall indicate the date of the undertaking whose commitment is and to whom and to whom it has been given and the amount of interest.
The register and the commitment register shall also include the establishment, renewal, drooling and modification of the rule of law.
If the registered car is foreclosed, the seizure or the security guard is placed in the register, or if the owner's assets are declared bankrupt, the date on which the forecluse or seizure has been delivered or the security guard is provided, or Bankruptcy commenced, entered in the register.
For the purposes of the terms referred to in paragraph 1, the enforcement authority or the administrator responsible for the enforcement of the foreclerosis and seizure shall immediately send the Transport Safety Agency information for the purposes referred to in paragraph 1.
If a report is presented to the Traffic Safety Agency that the forecluse, seizure, security or bankruptcy has been cancelled, lapsed or otherwise, it shall also be entered in the register.
A vehicle to which a mortgage has been fixed or an application for attachment has been submitted to the Traffic Safety Agency shall not be removed from the register as long as the mortgage is valid.
Rating certificates issued by the Traffic Safety Agency shall, where applicable, be subject to the provisions of the property certificate and the mortgage register.
In the case of the sale of the car by means of exit, the auction supplier shall, before the auction, obtain a certificate on the car from the Safety Agency for Transport and inform the holder of the auction of his or her habitual residence.
If the commitment to which the mortgage has been secured is the holder's commitment or has been transferred to another person through the transfer, the holder of the undertaking may inform the Finnish Transport Safety Agency that the commitment book is in his possession if they: Where the information is assigned to the holder of the mortgage, he wishes to receive such information.
An amendment to the decision of the Transport Safety Agency in the case referred to in this Law is sought by the Helsinki Court of Appeal.
Dissatisfaction shall be communicated to the Transport Safety Agency for eight days and the Appellate Book to the same authority within 30 days from the date of the adoption of the decision, at the risk of an otherwise inadmissible appeal. The Agency shall immediately forward to the Court of Appeal a book of appeal and the minutes of the proceedings and other relevant books with its own opinion.
A court decision shall not be subject to appeal unless the Supreme Court Article 30, Section 3, of the Court of Justice In accordance with paragraph 2.
As soon as possible, it will be possible to send a copy of the decision to the Finnish Transport Safety Agency and, at the same time, return the relevant books. (22.12.2009)
The matters referred to in this section must be treated as a matter of urgency.
The notification of dissatisfaction, the lodging of the complaint and the decision on the appeal shall be entered in the register.
The marking shall have the same effect as if the Finnish Transport Safety Agency (PSC) had immediately made a declaration on the basis of the notification or application made to it. (22.12.2009)
Where this law does not provide otherwise, the effect of the anchorage decision and, mutatis mutandis, the affixation of the mortgage on the vessel.
Paragraph 2 has been repealed by L 8.6.2006/472 .
More detailed provisions on the implementation of this law will be provided by the Ministry of Justice.
This Act shall enter into force on 1 January 1973 and repeal the law of 24 November 1950 on the attachment to the coach and bus (574/50) .
This Act shall enter into force on 1 February 1977.
This Act shall enter into force on 1 January 1986.
HE 190/83, Ivhms. Three-eighths, svk.M. 59/84
This Act shall enter into force on 1 January 1993.
The former law will continue to apply to the claims on which the property has been foreclosed before the entry into force of this Act and the claims on which the creditor is entitled, if he has been born and the property, to claim payment of the assets which have been foreclosed. Foreclosed on the other debt before the entry into force of this Act.
THEY 181/92 , LaVM
This Act shall enter into force on 1 September 2004.
THEY 26/2003 , LaVM 6/2003, EV 113/2003
This Act shall enter into force on 1 January 2007.
THEY 13/2005 , LaVM 5/2006, EV 40/2006
This Act shall enter into force on 1 January 2010.
Before the law enters into force, action can be taken to enforce the law.
THEY 208/2009 , No 23/2009, EV 203/2009
This Act shall enter into force on 1 January 2014.
THEY 14/2013 , LaVM 17/2013, EV 203/2013
